Frequently asked questions

No. Plain Ledger is an independent informational resource published by FUSION TECH, with editorial content by Maverick Sloan. It is not affiliated with, sponsored by, endorsed by, or an agent of Listerhill Credit Union. Listerhill's official website is listerhill.com.

No. Plain Ledger does not provide financial products or services and has no applications, forms or logins. It can't access any account. For any of that, go to Listerhill Credit Union's official website or visit a branch.

Plain Ledger is published by FUSION TECH, and its editorial author is Maverick Sloan. It receives no payment, commission or other benefit from Listerhill Credit Union and contains no affiliate links. FUSION TECH pays for search ads to help people find the guide; that pays for visibility, not for opinions. See About and the editorial policy.

Rates change frequently, and an outdated rate could mislead you. Rates and terms can change. Check Listerhill Credit Union's official rates page for current information.

Please email contact@readplainledger.com with the page and the correction. Verified corrections are made promptly and the "last reviewed" date is updated.

According to the credit union, residents of Alabama, Georgia, Mississippi, Florida and Tennessee are eligible, as are family members of current or potential members. Depending on your circumstances you may be asked to join an approved association, which the credit union says is free. See Who can join and how.

Membership requires a $5 deposit into a share savings account. It's your ownership share in the cooperative, not a fee.

Listerhill states that it is federally insured by the NCUA. Standard share insurance coverage is $250,000 per share owner, per insured credit union, for each account ownership category. Details are on ncua.gov.

They offer similar services, but a credit union is a not-for-profit cooperative owned by its members, who elect the board with one vote each. Banks are usually owned by shareholders. Chapter 1 explains the differences.

Listerhill describes its membership as lifelong: once you're a member, you remain one even if you move, retire or change employers.

The credit union publishes its routing number as 262277011. For direct deposit or transfers, it's always best to confirm it on your statement, in online banking or with the credit union.

The main office is at 4790 East 2nd Street, Muscle Shoals, AL 35661, and branches are concentrated in the credit union's home region. The credit union also participates in CO-OP shared branching. Check Listerhill's official locations page for current addresses and hours.

Use the contact options on Listerhill Credit Union's official support page. Plain Ledger can't answer questions about your account.